Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
Landlords
If you are in the market for expert mortgage advice for a Buy to Let in Yorkshire, look no further than Discovery Financial. Our mortgage advisor has a lot of experience in helping investors of Buy to Lets in Yorkshire and other parts of England and Wales get their mortgages sorted.
Perhaps you are a first-time landlord looking to make your first investment purchase? Maybe you already have a lot of experience in the field and have a growing property portfolio. In either case, you will always receive the same high level of service we provide to all of our customers.
As a mortgage broker in Yorkshire, we have worked with countless landlords, helping them to obtain mortgages for their Buy to Let up and down the UK. We pride ourselves on our ability to form relationships with these landlords, working so hard that landlords we have previously helped will often come back again for additional mortgages.
The first step for many landlords is understanding the following questions.
– How much deposit do I need?
– Repayment or interest only?
– What mortgage term can I choose?
– Can I take this beyond retirement?
– What yield return will I get?
– What is the difference between buying in an individual name or a limited business?
– Can I buy the property as a holiday let?
Limited company BTL
We search 1000s of Buy to Let mortgage products, in order to find you the most suitable one. If you are instead looking to purchase your Buy to let by using a limited company as a Special Purpose Vehicle, our broker has the experience to help you. Over the years we have covered various different Buy to Let options, with purchasing via an SPV being one of them.
Taxation
If you would like to discuss and compare taxation benefits, we are unable to help here. This is something that you will need to speak with a tax advisor about, as they are able to accurately advise on this specialist topic.
Other types of investments
As well as being able to advise on any standard residential Buy to Lets, we are also able to help you out with HMOs (House of Multiple Occupancy), Multi unit blocks (MUFBs) and holiday lets, if you require any help with those.
Call today to book a cost of moving appointment with one of our experts