• Email Address


  • Phone


Awesome Image

First time Buyers

As a first-time buyer is can be a daunting prospect applying for your first mortgage. Here at Discovery Financial, we are here to help, we offer a range of first-time buyer related mortgages and schemes.

From 0% deposit schemes to Help to Buy there are many options that you may not have heard of, our experienced adviser Ben will be happy to discuss these schemes with you.

Below is a break down of the buying process to help you better understand the buying process a little better.

Lorem ipsum dolor sit amet, consectetur adipisicing elit sed eiusmod tempor in cididunt labore dolore magna aliqua. enim minim veniam quis nostrud exercitation ullamco

Awesome Image

Click bellow to explore a typical firstime buyer journey;

  • Step 1 - Cost of moving
    Talk to us about the cost of moving, there are many fees involved in both buying and selling. Firstly it is best to discover what the process is going to cost and what your own position may look like.
  • Step 2 - Getting a mortgage
    Getting a mortgage, many people think that this comes after finding a house, however how do you know you can get a mortgage? We find it best to take advice now before you start looking. We can help you obtain the all-important Agreement in Principle that most estate agents will require to see when you place an offer.
  • Step 3 - Searching for the right home
    Once you know what you can afford, the next step is to find that dream home. We can assist you in not only where to search but help you better understand what to look out for and help you understand the different methods of buying, such as standard sale, Modern method of auction and repossessions to name a few.
  • Step 4 - Making an offer
    Making an offer can be daunting, best to do some research first on what to offer. Afterall you do not want to be paying too much for a house. We can help you make an educated offer or even make the offer on your behalf.
  • Step 5 - The legal Process
    Finding a good solicitor can be a challenge. Once found, understanding the paperwork and process is a mine field. We can point you in the right direction for both finding a solicitor and understanding the process.
  • Step 6 - Getting your keys
    The day we have all been waiting for, getting your keys. We will help you set everything in place to commence on this day, such as your mortgage and protection, as well as putting you in touch with removal/tradesmen to help.

Discovery Financial Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.


This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.