Mortgage Broker Bradford

Being a first time buyer can be a daunting time. We pride our selves in offering more than just a mortgage and are known for the personal touch we add to helping our clients through the entire process. Being on hand to help from start to finish. Just look at some of our reviews to see for yourself.

Helping people remortgage is a large part of what we do, many of our clients from being a first time buyer become a client for life, allowing us to help them chose new rates when their deal ends, consolidate debts into their mortgage, or help raise funds to buy another property to rent out, or simply raise funds for home improvements or for those big occasions such as weddings, holidays and giving the children a helping hand setting up their lives.

Moving to a new house is a big deal and that’s why we offer customers a free cost of moving appointment, to discuss the cost of the entire move. Our job is to not leave any stone un-turned and help you plan out the whole move and ensure you have accounted for every penny in the most cost-effective way.

Working closely over the years with many landlords of all size portfolios, helping the landlord with 1 pension pot property or professional landlords with 10+ properties. We have a vast panel of products to assist with re-financing, reducing rates, borrowing more to both further properties or simply helping buy a property to rent out.

Like with mortgages we also work with a large panel of protection providers, everything from home insurance, life insurance, critical illness cover and income protection insurance. We have a tailored approach to help you get the right policies and more importantly for the right price.

Protecting you and your family if you were no longer here is very important and that’s why we have different options to help plan for the worst. Life insurance like most other insurances is something that should be reviewed on a regular basis to ensure it still fits what you may need, providing cover for debts or leaving behind a regular income to loved ones is something we can help you arrange.

Protecting against death is one thing but with a critical illness more likely during most mortgage terms. We offer some great products that will not just cover the big 5 claims: Cancer, Heart attack, Stroke, MS and Brain tumours. But also proving cover towards caring for a loved one, covering you if you require major surgery or even providing financial support should your children fall ill.

Income protection-  With most families only being able to support them selves for a couple of months with a reduced wage, income protection has become more and more important over the years due to many employers not offering much in the way of sick pay and the government Statutory Sick Pay barely covering most peoples mortgage payments. Protecting your income is just as important as protecting other things, as with out your income you would not have many of the nice things you do in life.